Money Mondays, Savings for Adults

Are you looking for ways to make a small change in your wallet? Saving money can be a daunting task and it should begin by easing into it. An average meal at a family restaurant is roughly $20 per person: $12 a meal, $3 drink, $5 dessert. (Note! I said family restaurant not hip, fancy dining hall!) But who eats dinner alone at a restaurant? So a family of four can easily spend $52 with a child's meal coming in around $6. If $20 is saved per pay check (or every other week), roughly $480-$520 can be saved per year! Amount differs if you receive 26 checks a year. This minor adjustment makes a drastic change in behavior and your savings.

Need a place to store the money? How about an attached savings account to your checking for easy transfer, a glass jar in your room, a shoe box or even a hole in the ground. Out of sight is out of mind, so place the money at a different bank's savings account if you have to. Often a different bank might have to be used if you have a habit of dipping back into your saved money. Don't forget to set your automatic withdrawal. Ten dollars per pay check can yield $260 a year.

Come on, I know you can do it.